Victoria graduated from Heriot-Watt University with a degree in Biochemistry. Following relationship management roles in Corporate and Institutional Banking with both RBS and AIB she joined the Project Finance Team of Dexia where she was responsible for the management and administration of the UK portfolio of mainly PFI / PPP projects. After 5 years with Dexia, Victoria relocated to Gibraltar where she was a Manager in the Offshore Corporate Team of Barclays Bank until joining Quest Insurance Management in 2005 and then Vista Fund Services in 2007. Victoria is an Associate Member of the Chartered Institute of Bankers Scotland. She holds a Class VIII licence under the Gibraltar Financial Services (Fiduciary and Investment Services) Act 1989 as a Company Manager in respect of client companies and the provision of directorships to Experienced Investor Funds, licence number FSC01081I.